MC #82557490 · USDOT #4874371

Owner-operator business tool

Know your break-even before accepting the rate.

This calculator runs in your browser and does not send or save your figures. Use actual records whenever possible, then update the calculation monthly as costs and utilization change.

Privatebrowser calculation
Fixedcosts included
Variablecosts included
Deadheadaccounted for

4 BROS guide

Enter your operating numbers.

Estimated fuel cost / all mile$0.00

Estimated all-mile cost$0.00

Break-even / loaded mile$0.00

Target rate / loaded mile$0.00

Planning estimate only. Excludes taxes and any cost not entered.

4 BROS guide

How the math works.

01

Fixed cost per mile

Monthly fixed costs are spread across estimated total miles. Lower utilization makes every mile carry more fixed cost.

02

Fuel cost per mile

Fuel price divided by average MPG estimates the fuel cost for each actual mile.

03

Deadhead effect

Loaded miles must pay for both loaded and empty miles, so loaded-mile break-even rises as deadhead increases.

04

Target rate

The target adds the selected margin to loaded-mile break-even. It is a planning threshold, not a market quote or guarantee.

4 BROS guide

Costs operators commonly miss.

  • Truck and trailer payments or depreciation
  • Insurance and permits
  • ELD, communications, bookkeeping, and software
  • Tires, preventive maintenance, and major repair reserve
  • Tolls, scales, parking, washes, and securement supplies
  • Unpaid detention and downtime
  • Deadhead and repositioning
  • Taxes and owner compensation

Next step

Have a question? Talk to a person.

Current program details, equipment acceptance, and availability are confirmed directly by the 4 BROS team.

Contact 4 BROS